Job Title: Mortgage Loan Processor
Job Type: Full-time
Location: Aberdeen, Maryland
Salary: $55,000-$65,000 *plus commission*
*Who We Are Looking For:*
We are looking for hardworking, energetic, outgoing team member to fill our Mortgage Loan Processor position here at Credence Funding.
*What You Will Do:*
The individual selected for this position will process mortgage loan files and assist members in submitting a completed application in accordance with established Credence Funding policies and procedures, as well as investor guidelines.
The Mortgage Processor will complete a general evaluation of the mortgage loan application and initial disclosures, along with completing a thorough evaluation of credit, income and asset documentation.
The Mortgage Loan Processor will work closely with loan officers and our underwriter to ensure approval conditions are satisfied and work to obtain all necessary documentation required for approval.
*Essential Duties and Responsibilities: *
• Review loan applications, disclosures and other loan documentation for completeness and accuracy
• Order appraisal, title, flood orders and Private Mortgage Insurance as needed.
• Contact borrowers weekly by phone and email to request and follow-up on required information and documentation and to share loan status
• Manage loan pipeline daily to ensure loan commitments and rate lock commitments are met
• Analyze income, asset and collateral documentation (including pre-underwriting for self-employed income)
• Process mortgage loans according to established Credence Funding policies and procedures and investor guidelines
• Other duties will apply
*Experience: *
• Three years of mortgage processing experience required
• Knowledge of FHA, VA loans
• Ability to verify income for wage earners and self-employed borrowers
• Proven success in managing a large pipeline
*What You Will Need:*
• HS diploma or equivalent is required
• Advanced computer and data entry skills
• Strong attention to detail
• Able to work well in a team setting
• MUST speak fluent English in a professional manner, Spanish is a major plus
• Strong interpersonal skills with demonstrated customer service skills
*What Credence Funding Offers:*
* Unlimited earning potential
* Personal growth and development
* Expansive number of inbound phone call leads
* Productive and efficient workplace
* Highly engineered proprietary technology that is revolutionizing the mortgage industry
* Full Benefits- Medical, Dental, Vision & 401K (after 90 days\*)
Job Type: Full-time
Pay: $45,000.
00 - $60,000.
00 per year
Benefits:
* 401(k)
* 401(k) matching
* Dental insurance
* Health insurance
* Paid time off
Schedule:
* 8 hour shift
Education:
* Bachelor's (Required)
Experience:
* Fair Housing Regulations: 1 year (Preferred)
* Loan Processing: 1 year (Preferred)
Work Location: In person
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